Building Better Relationships with Money
We started lymvarentozi because talking about budgets shouldn't feel awkward. Most people struggle with financial conversations—whether at home or work. We help change that through practical education and honest dialogue.
How We Got Here
Back in 2019, I noticed something odd. Clients would come in with solid financial plans but couldn't explain them to their partners. Teams had budgets but no one felt comfortable discussing them openly. The issue wasn't the numbers—it was the conversation around them.
So we built something different. Not another budgeting app or financial planning service. Instead, we focused on helping people actually talk about money in ways that made sense to everyone involved.
Our programs started in small community centres around Sydney. By 2023, we'd worked with over 400 families and dozens of small businesses. Each one taught us something new about what works when people need to discuss finances together.
What Guides Our Work
These aren't corporate values we printed on a wall. They're the principles that actually shape how we design our programs and interact with participants.
Plain Language First
Financial jargon creates barriers. We teach people to communicate budgets using everyday words that everyone understands, regardless of their financial background.
Context Matters
A startup's budget conversation looks nothing like a family's. We adapt our approach based on who's in the room and what they're trying to achieve together.
Practice Over Theory
Reading about communication doesn't change behaviour. Our programs focus on actual practice scenarios where participants work through real budget discussions with guidance.
Who Does This Work
Our team combines financial education experience with communication training. We're not accountants trying to teach soft skills or coaches dabbling in finance—we've spent years specifically on budget communication. That focused experience shapes how we design every program.
Sienna Koskinen
Program Director
Sienna developed our core curriculum after working in financial literacy programs across Melbourne and Sydney. She's particularly skilled at helping people navigate difficult budget conversations when emotions run high.
Declan Pasternak
Workshop Lead
Declan brings ten years of small business advisory experience. He specializes in helping teams establish regular budget check-ins that people actually attend and engage with rather than dread.
Our Approach to Learning
Every program runs for six to eight weeks because changing communication patterns takes time. We start with understanding current habits—how people avoid budget talks, what triggers tension, where misunderstandings happen.
Then we practice. Not role-play scenarios but actual budget discussions participants need to have. With a partner about household spending. With a team about project costs. The conversations are real, just with guidance available.
Our autumn 2025 programs begin in late September. If you're interested in joining, we recommend reaching out by July to discuss whether our approach fits what you're looking for.
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